This is where it becomes confusing for others with that statement, and maybe this is just me being cranky...but I feel it is misleading. When you say it is up to ToV, most people will take that as ToV AA's are autogranted. They are not.
Currently, until June of 2023, autogranted AA's are through TBL expansion, which is level 110. All AA's up to, and through level 110 are autogranted except the tradeskill AA's.
Jumping to 120, and having access to group gear is a horrible idea unless you have gear that can carry you. The mob difficulties are not a joke, and missing AA on the way up hinders you more than the levels will help. For example, at 110, I attempted Restless Assault grind in full ToV T1 gear minus augs. 1st pull, I had to blow all of my defensive cooldowns to prevent a wipe. I needed to spend time farming augs, AA, etc before I was ready to tackle that challenge. I couldn't imagine the debacle it would be to attempt going to 120 and fighting mobs in ME...
Take your time, be safe...not sorry.
Edit - TBL, not RoS for the expansion. I stand corrected, and adjusted the post accordingly.